Personal finance news

Household budgeting, consumer finance, and money headlines that affect everyday finances.

July PCE Stays at 3.7%, Above Forecasts

Inflation held firm in July, squeezing household budgets with $4 gas.

20 debut companies join Forbes Fintech 50, innovating banking, credit, and

Millions may lose income-driven plans, raising monthly payments significantly.

High-yield savings accounts now offer up to 4.50% APY in August 2026.

Advocacy groups demand a pause as loan errors hit borrowers nationwide.

More Americans are using AI to file 2025 taxes, but the IRS still has no rules for it.

AI chatbots can now help households understand and dispute medical bills.

Card installments now outpace standalone BNPL among US consumers 2-to-1.

Education Dept. admits miscalculations, forcing some borrowers to start over.

The rollback of federal overdraft protections has cost U.S. households billions since 2025.

9.5 million federal borrowers are now in default, up from 5.3 million since mid-2025.

Americans are putting fewer items in their carts, squeezing companies and households.

New research finds AI financial advice tools produce inconsistent, potentially biased results.

Trump's repayment overhaul sends monthly bills soaring, forcing borrowers to delay retirement

Average American credit card balances are rising in 2026, squeezing household budgets.