Household budgeting and everyday consumer money news

Education Dept. admits miscalculations, forcing some borrowers to start over.

The rollback of federal overdraft protections has cost U.S. households billions since 2025.

9.5 million federal borrowers are now in default, up from 5.3 million since mid-2025.

Americans are putting fewer items in their carts, squeezing companies and households.

New research finds AI financial advice tools produce inconsistent, potentially biased results.

Trump's repayment overhaul sends monthly bills soaring, forcing borrowers to delay retirement

Average American credit card balances are rising in 2026, squeezing household budgets.

Wall Street is backing buy-now-pay-later lenders as household debt stress worsens

USA Today reviewed dozens of budgeting apps. Here are the top picks for tight cash flow.

Borrowers report 404 errors and miscalculations as the biggest student loan overhaul nears

BNPL use has more than doubled in five years. Here's what you need to know.

A ceasefire did not bring grocery relief. Here is why food inflation is sticking around.

Starting July 1, auto pay enrollment cuts federal student loan rates by a full 1 point.

Headline inflation jumped on energy costs while core CPI held at 2.9% year-over-year.

OpenAI's new finance tools connect to 12,000+ institutions, but experts warn of oversharing risks.