BudgetBadger Blog

Emergency sign indicating the need for an emergency cash reserve

How Much Emergency Fund Do You Need?

Tips & Best Practices

What it is, why most people are short, and how to choose a target that fits your lifestyle.

Josh WilcoxJosh Wilcox
Monarch Money logo
YNAB (You Need A Budget) logo

Monarch Money vs. YNAB: Which Budgeting App Is Right for You?

Budgeting App Comparisons

Monarch vs. YNAB: a deep comparison of features, philosophy, and price.

Josh WilcoxJosh Wilcox
Person reviewing monthly spending in a notebook at a kitchen table

Budgeting Is Overrated. Tracking Your Spending Isn't.

BudgetBadger Opinion

Why spending awareness beats a perfect budget every time.

Josh WilcoxJosh Wilcox
Retired couple enjoying time together outdoors

How Much Savings Do You Need to Retire?

Tips & Best Practices

Retirement targets, savings shortfalls, and the variables advisors debate.

Josh WilcoxJosh Wilcox
Savings jar filled with coins on a kitchen counter

How Budgeting Can Save You Money

Tips & Best Practices

A practical guide to category-based budgeting and how to cut waste and increase savings.

Josh WilcoxJosh Wilcox
Person feeling overwhelmed while trying to start a household budget

Budgeting 101: Getting Started Without A Headache

Tips & Best Practices

Simple steps for how begin when you don't know where to start.

Josh WilcoxJosh Wilcox
Robot AI reviewing personal finances

Ask AI Turns Your Budget Into a Conversation

Product Updates

Ask questions about your spending and goals, and get answers grounded in your own data.

Josh WilcoxJosh Wilcox
Best Mint alternatives and Mint replacement apps for 2026—budget tools after Mint shut down

10 Best Mint Alternatives in 2026

Budgeting App Comparisons

Budgeting apps that replace Mint's best features now that the platform is no longer available.

Josh WilcoxJosh Wilcox
Category rules in a budget app for automatic transaction categorization and expense tracking

Category Rules That Actually Stick

Product Updates

Create consistent categorization rules to minimize manual cleanup and improve reporting accuracy.

Josh WilcoxJosh Wilcox
Splitting a transaction across multiple budget categories for accurate personal finance tracking

Split Transactions for Accurate Budgets

Product Updates

Split expenses across categories to increase precision of your budgeting reports.

Josh WilcoxJosh Wilcox
Stack of magazines representing recurring subscription charges

Subscriptions and Recurring Bill Tracking All in One Place

Product Updates

One view for all your repeating bills, so you can pay on time and trim what you don't need.

Josh WilcoxJosh Wilcox

Budget management for everyday households.

Personal Finance Blog — Budget Tips, Expense Management Best Practices, and Product Updates | BudgetBadger