Subscription Cost Calculator
What do your subscriptions cost per month and per year?
Small monthly charges are easy to ignore until you add them up. This calculator turns your list of subscriptions and recurring bills into monthly, yearly, and longer-horizon totals so you can decide what is worth keeping.
Pair the numbers with your real budget or our free bill tracker template if you want a fuller picture of due dates and payment methods.
Your subscriptions
Add a row for each recurring charge, e.g. digital subscriptions, magazines, gym membership, etc.
Where the money goes over time
- Monthly Total
- $81
- Annual Total
- $972
- Total (3 Years)
- $3,033
- Total (5 Years)
- $5,263
3- and 5-year totals are illustrative only and assume subscription prices rise about 4% per year.
Related free template: Monthly Bill Tracker Template — Free monthly bill tracker and bill organizer template in Excel or Google Sheets.
Frequently asked questions
How much do my subscriptions cost per year?
Add each monthly charge; we multiply the total by 12 for a yearly figure. For annual bills, divide by 12 first and note it in the name so you remember it is normalized to monthly.
Should I include annual subscriptions?
Yes—convert to a monthly equivalent (annual price ÷ 12) so all rows use the same basis, or label the row clearly as annualized.
Can I include utilities or only streaming?
Either. Use discretionary services only for a “subscription audit,” or add every recurring bill for a full picture of repeating charges.
