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Subscription Cost Calculator

What do your subscriptions cost per month and per year?

Small monthly charges are easy to ignore until you add them up. This calculator turns your list of subscriptions and recurring bills into monthly, yearly, and longer-horizon totals so you can decide what is worth keeping.

Pair the numbers with your real budget or our free bill tracker template if you want a fuller picture of due dates and payment methods.

Your subscriptions

Add a row for each recurring charge (monthly billing). Amounts are per month; we will annualize and total them.

Totals

Monthly
$81
Per year
$972
3 years
$2,915
5 years
$4,858
1 yr10 yr

$4,858

Illustrative only—real renewals, price hikes, and cancellations will differ.

Where the money goes

Monthly cost by line item (largest first). Add amounts above to see bars.

Frequently asked questions

How much do my subscriptions cost per year?
Add each monthly charge; we multiply the total by 12 for a yearly figure. For annual bills, divide by 12 first and note it in the name so you remember it is normalized to monthly.
Should I include annual subscriptions?
Yes—convert to a monthly equivalent (annual price ÷ 12) so all rows use the same basis, or label the row clearly as annualized.
Can I include utilities or only streaming?
Either. Use discretionary services only for a “subscription audit,” or add every recurring bill for a full picture of repeating charges.

Related free template: Monthly Bill Tracker TemplateBill organizer template and subscription-friendly bill tracker in Excel or Google Sheets.

Budget management for everyday households.