Go to the Categories page in the menu bar and click the Add Category button (or + icon in the mobile app). You can create up to 30 custom categories, which will appear in the categories grid on the Categories page and in the category dropdown for all transactions.
Custom categories that you created yourself can be changed, but default categories cannot be edited. To change a custom category, go to the Categories page and click on the category you want to change. In the screen that appears, you can edit the category name in the text field or click the icon to choose a different image.
There are two ways to update multiple transactions to a new category on the Transactions page: (1) Use the checkboxes to select multiple transactions and click the Assign button, (2) Press the Rules button to create a new rule and press the Apply To Historical button to run the rule on all historical transactions. In the mobile app, press the checkbox icon in the Transactions page header to enable selection mode and then select the transactions you want to update.
You have the ability to split individual transactions across multiple categories, e.g. if you want to split a Costo purchase across Groceries and Shopping & Personal Goods. On the Transactions page, open the row menu (three dots on the right of a row on desktop, or the ⋮ menu on a mobile card) and choose Split Transaction. You can split into up to 10 parts across different categories. Split lines show a split icon next to the amount. Click it to edit or remove the split. In the mobile app, the Split feature is available in the Transaction Details screen.
On the Transactions page, click the Rules button (or the scroll icon in the mobile app). Rules assign a category when a transaction matches your criteria (e.g. merchant contains 'Netflix', or amount equals $15.99). Rules run in priority order, so rules at the top of the list take precedence if several could match. Reorder rules by dragging the rows. Use Apply To Historical to run every saved rule against past transactions.
The system will learn from your transaction categorization history and apply similar categorizations in the future. It will also automatically apply rules you create to future transactions, which take precedence over manual categorizations.
The Transfers category represents transactions where money is moved between your own accounts, such as transfers from checking to savings, or from one bank account to another. These transactions are excluded from all reports and analyses because they don't represent actual income or expenses; they're just moving money between your accounts. Use the Transfers category for any transaction where you're moving money between accounts you own, so it won't affect your income, expense, or savings calculations.
Credit Card Payments transactions appear in your bank and credit card transaction history, but are not relevant to your reports and analysis if you are paying off your statement balance each month. These transactions are considered transfers and are excluded from all reports and analyses, since they are not actual income or expenses. However, if you are actively paying down an existing credit card balance, we suggest splitting the transaction into two categories: Credit Card Payments (reflecting the monthly statement amount) and Loan Payments (reflecting the amount you are paying down).
Investment Contributions represent contributions to investment accounts (e.g., brokerage, retirement). Investment contributions are tracked in your Budget and P&L Report to help you allocate funds to your investment contribution goals and track progress, but do not represent gains or losses from investments themselves.