Your inputs
Current balance, monthly contribution (for you or your child), years until the money is needed, and an assumed annual return (compounded monthly).
Many families use a conservative rate for planning. Set to 0% to ignore growth and see contributions only.
Projected balance & breakdown
- Estimated Balance
- $77,967
- Total Contributions
- $55,400
- Illustrative Growth
- $22,567
End Balance
$77,967
Education savings balance over time
Modeled path with steady monthly contributions; the horizontal axis is in years.
Related free tool: Monthly Savings Goal Calculator — Set a savings target, what you already have, and your timeline—see the monthly contribution required and a simple growth chart.