Your income
Enter gross (pre-tax) income below. Rent-to-income caps are usually quoted against gross, not net (take-home) pay like many other budgeting recommendations.
Many people use ~30% of gross income; adjust the slider to match your comfort and local costs.
Affordable rent (guideline)
These figures are starting points, not guarantees. Landlords and lenders may use different rules.
- Max monthly rent
- $1,650
- Max yearly rent (12×)
- $19,800
Remember to budget for utilities, renters insurance, parking, and move-in costs. If you are in a high-cost area, you may spend above a textbook percentage. Pair this check with your full budget or a tool like BudgetBadger to see the whole picture.
Related free tool: Debt Payoff Calculator — Model payoff time and interest for a fixed monthly payment or a credit card-style minimum, with an optional extra payment and before/after chart.